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Child Health Insurance Programs

Health Insurance Basics

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Updated November 30, 2012

Unfortunately, many children don't have health insurance. In fact, the latest Census data shows that 'nearly 8.3 million children remain uninsured nationwide.'

Each state in the United States does have a State Children's Health Insurance Program (SCHIP) for kids though that provides children from birth to age 18 with free and low cost health insurance. This health insurance is for families that make too much to qualify for Medicaid but don't make enough to buy private health insurance and can help pay for visits to a pediatrician, prescription medications, immunizations, hospitalizations, etc.

However, according to the Robert Wood Johnson Foundation and their Covering Kids and Families' Back-to-School Campaign, 'more than 70 percent of these children are likely eligible for low-cost or free health care coverage through SCHIP or Medicaid, but have not yet enrolled.'

To see if your family qualifies, call 1-877 KIDS NOW (1-877-543-7669) or go to your state's program by visiting the links below. In general, according to Insure Kids Now, 'in most states, uninsured children 18 years old and younger whose families earn up to $34,100 a year (for a family of four) are eligible.'

State Children's Health Insurance Programs

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